A Christian budgeting app for married couples
One plan. Both of you.
Invite your Spouse. You each log in and see the same budget, bills and debt-free date. No more guessing what is paid and what is still coming.
- 40 days free on every plan
- Full Edit or Read Only. You choose.
HannahOwner
CalebSpouse
Two logins, one set of numbers. Drawn with an invented family’s numbers.
What you both see
Two logins. One set of numbers.
Your Spouse gets their own login. Same account, same numbers, their own phone. Nothing to text each other about.
The same budget
Income, Spending, Saving and Debt on one page. Giving comes first.
The same bills
Every paycheck and bill in one list or a calendar. You both know what is coming.
The same debt-free date
A real month for your last payment. It moves when your balances move.
The same wins
Every debt paid in full and every goal reached, kept in your Trophy Case.
Who can change what
You pick Full Edit or Read Only when you invite. You can change it later. Read Only is locked by the database, not just hidden on the screen.
| What | Owner | SpouseFull Edit | SpouseRead Only |
|---|---|---|---|
| See every account, budget, bill and the debt-free date | Yes | Yes | Yes |
| Add and change transactions, budgets, goals and debts | Yes | Yes | No |
| Add or remove banks | Yes | No | No |
| Change account alerts | Yes | No | No |
| Invite a Spouse or change their access | Yes | No | No |
One Spouse. Sharing is for a husband and wife. One Spouse per account.
Their own login. Your Spouse gets their own password and two-factor sign-in. You never share one.
Your account stays yours. Remove your Spouse at any time. Their access ends right away. They can leave on their own too.
How it works
Three steps. Then you are both in.
Step 1: Link a bank, or type it in
Connect a bank and about the last 90 days come in. New charges show up on their own when your bank sends them. No bank link? Add a manual account. You can have as many as you want.
Step 2: Your first budget fills itself in
It starts from your real bills and spending. Giving comes first. Change any line you like. Next month, copy it forward in one click.
Step 3: Invite your Spouse
Type their email. Pick Full Edit or Read Only. They turn on two-factor sign-in, accept, and log in on their own phone.
Then, each morning, Home starts with a Bible verse, your balances, and one score for the month. You both see it.
Your debt-free date
A real month for your last payment.
Pick a way to pay. The app does the math on your real balances and puts a month on it. You both see the same date. It moves as your balances move.
Home’s Debt-free journey card, drawn with an invented family’s numbers.
| Plan | Debt-free | How long | Interest |
|---|---|---|---|
| SnowballSmallest balance first — quick wins | May 20303 years, 1 month | $5,498 | |
| AvalancheHighest rate first — least interestLeast interest | April 20303 years | $4,676 | |
| Cash-FlowBiggest payment for its size first — more cash each month sooner | June 20303 years, 2 months | $6,086 | |
| CustomPut the debts in any order you want. | Set by the order you pick. | ||
| Minimums onlyJust the minimum on each debt, for comparison. | November 206033 years, 7 months | $29,155 | |
It is a plan, not a promise. The date comes from your balances, rates and minimums. It changes as they change.
Save the plan you pick. Your debt-free date follows it. So does the next-debt idea in your budget.
Rates and minimums come from your bank where the bank shares them. Where it doesn’t, you type them in.
Example: the sample family’s 5 debts ($30,167) with $150 extra a month, worked out by the app’s own math. Sample data.
Budget Health on Home, drawn with an invented family’s numbers.
Budget Health
One score you can both check.
A score out of 10. Each line that is Over or Off track takes away a point. Fix it and the point comes back.
Fix it right there. Over budget? Cover it from a line with room. It moves budget inside Above Money. Nothing goes to the bank.
You can take a fix back. Each fix has Undo, so you can try one without worry.
It is not a credit score. It only looks at your plan for this month.
Why we built it
A shared plan for what God has given your family.
It is all God’s. We manage it for a while. A husband and wife manage it together. So the plan should be one plan, not two.
Getting out of debt is not about getting rich. It is about being free to give, to serve, and to say yes when God asks.
Your numbers today are not a verdict on you. This app will not shame you. It will not promise you wealth. It gives you clear numbers, an honest month, and a date.
- A Bible verse every morning, in full
- Giving comes first in the budget
Trust
What this app can and cannot do with your money.
You are trusting us with your family's numbers. Here is what we can touch, and what we can't.
It can only read.
It sees your balances and bank charges. It cannot move money, pay a bill or send a payment. That code does not exist.
We never see your password.
You sign in to your bank through Plaid. The key it hands back is locked (encrypted) before we store it.
No ads. No selling your data.
Plans cost a few dollars a month. That is the whole business. Nobody else is the customer.
You can leave whenever.
Delete your account and everything in it yourself, from Settings. No email. No waiting. If your Spouse is on it or invited, remove them first.
What we are still building
A list with no gaps is one you should not believe. Here are ours.
- No outside security audit yet (no SOC 2).
- No backup codes for two-factor sign-in yet.
- No download of your whole transaction history yet. Reports and the payoff schedule save as spreadsheet files (CSV).
- Sharing is with one Spouse only. Not kids, parents or a coach.
More ways to start
The same app, from another door.
- FaithfulBe faithful with a little.A verse each morning, a Budget Health score out of 10, and the month your last debt is paid.Read this one
- Both of youOne plan. Both of you.Invite your Spouse. Two logins, one set of numbers, nothing to text each other about.You are here
- PaydayKnow before payday comes.Your balance for the next 30 days, bill by bill, with the lowest point marked.Read this one
- CalmFrom mess to a clear plan.Every bill, bank charge and debt in one calm place. Peace about money, not promises of wealth.Read this one
“Set your mind on the things that are above, not on the things that are on the earth.”
Colossians 3:2 · where the name comes from
Start tonight. Then invite your Spouse.
Link one bank, or type your debts in by hand. See your budget and your debt-free date. Then send the invite, and look at it together.
Read-only · We never see your password · Delete everything yourself