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Above Money: A budget and debt payoff app for Christians

“He who is faithful in a very little is faithful also in much.”

Luke 16:10 · World English Bible

Be faithful with a little. We’ll help with the plan.

Above Money is a budget and debt payoff app made for Christians. Link your bank. See your whole month, your debt-free date, and room to give.

  • From $3 a month
  • It can read your bank. It can never move your money.

Home, drawn from the real screen with an invented family’s numbers.

What it does

The things you will use every week.

Every plan gets every feature.

A real month when your last debt is paid.

Not a guess. A date built from your real balances, rates and payments. It moves as your balances move.

A first budget, filled in from what you really spent.

Your first month is suggested from your real bills and spending. Income, Spending, Saving and Debt sit on one page, so they always agree. Giving comes first.

See next month before it comes.

Every paycheck and bill you have scheduled, on one line. See the lowest point before you get there. From 2 weeks to 12 months ahead.

One plan. Both of you.

Invite your Spouse. They get their own login and see the same money. You choose Full Edit or Read Only.

Every win, kept.

Each debt you pay in full and each savings goal you reach goes in your Trophy Case. On a hard month, look back.

Each morning starts with a verse.

366 verses from the World English Bible, one a day, always shown in full. On Home, and in your morning email if you want one.

Every screen, and what each one does →

Trust

What it can and cannot do with your accounts.

Plain promises, written the way we would want them written to us.

It can only read.

It sees your balances and bank charges. It cannot move money, pay a bill or send a payment. That code does not exist.

We never see your password.

You sign in to your bank through Plaid. The key it hands back is locked (encrypted) before we store it.

No ads. No selling your data.

Plans cost a few dollars a month. That is the whole business. Nobody else is the customer.

You can leave whenever.

Delete your account and everything in it yourself, from Settings. No email. No waiting. If your Spouse is on it or invited, remove them first.

Read exactly how your bank connection works →

Pricing

From $3 a month. Every plan gets every feature.

Free to use right now, and every plan starts with 40 days free. You pay by how many banks you connect, never by what you are allowed to see. One bank connection is one login at one bank.

  • Starter

    $3/mo

    1 bank connection

    or $30 a year

  • Plus

    $7/mo

    5 bank connections

    or $70 a year

  • Max

    $12/mo

    12 bank connections

    or $120 a year

  • Household

    $20/mo

    24 bank connections

    or $200 a year

  • 40 days free on every plan
  • A reminder email before the first charge
  • Cancel in one click
  • Yearly is 2 months free

Not ready to link a bank? The Free plan has every feature and as many manual accounts as you want. Type your debts in and get the date anyway.

“Set your mind on the things that are above, not on the things that are on the earth.”

Colossians 3:2 · where the name comes from

Start with a little.

One bank, or one debt typed in by hand. Then see your month, your debt-free date and room to give.

Read-only · We never see your password · Delete everything yourself